Moving money, the Canadian way
Deposits and withdrawals at Klondike Trade AI run on the payment rails Canadians already use: Interac e-Transfer from your bank, your debit or credit card, and bank wires for larger amounts. Everything is denominated in Canadian dollars, and the platform charges nothing on either side of the movement.
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Deposit methods
Fund your account the way you already pay bills. Deposits are credited after the standard security review.
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| Interac e-Transfer | Canadian bank transfer | Free | Within 24 hours |
| Debit / credit card | Visa or Mastercard card payment | Free | Instant |
| Bank wire | Bank wire transfer | Free | 1–3 business days |
Interac e-Transfer
e-Transfer is the everyday Canadian way to move money from your bank account. After you accept the transfer request in your banking app, the deposit is usually credited to your trading account the same day, and the funds stay in Canadian dollars with no conversion step.
Debit / credit card
Card deposits are processed immediately after your bank confirms the transaction. Your card issuer may apply its own security check, and the amount appears on your statement in Canadian dollars just like any other card purchase.
Bank wire
Wires suit larger deposits. Send the transfer from your Canadian bank account using the details your account manager provides, and the credit is applied once the sending bank and the receiving institution settle the payment.
Withdrawal methods
Withdrawals go back to verified channels in your own name. The full rules live on the Withdrawal policy page.
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| Interac e-Transfer | Canadian bank transfer | Free | 1–3 business days |
| Bank wire | Bank wire transfer | Free | 1–5 business days |
Interac e-Transfer
Withdrawals are sent back to your bank through e-Transfer after the standard security review. Most requests arrive within one to three business days, depending on when the request is submitted and your bank’s processing schedule.
Bank wire
For larger amounts, a bank wire is usually the practical route. Processing takes one to five business days, and the exact timing depends on the receiving institution and any intermediary banks involved in the transfer.
Good to know
Every deposit passes verification the first time you use a new channel, which protects your balance from someone who is not you. First withdrawals are subject to the same check, covered in detail on the AML / KYC page. Processing times count business days: a Friday-evening request effectively starts Monday, and bank holidays extend the clock.
Card deposits are instant after your bank's confirmation, but cards are not used for withdrawals in Canada; returns go by e-Transfer or wire, which is also what banks here prefer. If a deposit or withdrawal looks stuck past its window, write to [email protected] with the reference from your dashboard and the payment team traces it with the provider.